Withdrawing money allows you to get the cash in hand to pay for something that may not be accessible using an ATM card. If the money is in the account you are able to have access to it immediately. There may be a fee charged to your account if you withdrawal by ATM. If there is a fee you will be aware of it before you are able to withdrawal your money. You are going to know up front any additional costs. If there is no fee you are not going be asked to accept and instead you are going to be given your cash.
When you add funds to your account, you may be able to do this by using the function on an ATM machine or you are able to drop your deposit off in a night depository slot that will be checked the next business day. If the ATM machine is going to accept a deposit it is going to provide you with an envelope to put your deposit in including all your account information and the amount you want to deposit. This works basically the same way the night depository works accept you are notifying your account using the ATM machine that you have made a deposit.

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